Tuesday, June 26, 2007
Move Completed
That's right, our new .com (www.financingyourfamily.com) is here and it's ready! Go to www.financingyourfamily.com to continue with this site!
Monday, June 25, 2007
A BRAAAND NEW CAR!!
That's right, we made a big financial decision today, and got a new car... well not really new, it's a '94. New to us though, and we're the second owners. We bought it from my wife's aunt.We needed a second car (relatives got sick of us mooching rides all the time) and we got a good deal. We bought it with cash, and it is very reliable.
Plus it's fun to drive.
I've been driving a car that is a high mileage car for a while now, and this new semi gas-guzzler really has some pep, which I am thoroughly enjoying. Other than that, I'll put some air in the tires and see how long she runs.
Anyone have any first car horror stories? Post them in the comments, especially if they will help others avoid making costly mistakes.
Sunday, June 24, 2007
Make Room to Tithe
Free Money Finance just made a post that has me thinking about how my readers can free up room to tithe.
I won't go into the biblical reasons for tithing in this post, but I will try to cover some different strategies I've seen used to get people to the 10% mark.
Strategy 1: The BIG CHECK
This method is probably the least Biblical since you are not giving of your firstfruits. Rather, when you do your direct deposit you have 10% go into a separate account that you don't normally look at. At the end of the year you write a check for the account balance, and you've tithed your 10%. This one is the easiest to adjust your lifestyle to though, since you don't see the money ever.
Strategy 2: Month By Month
If you have a budget that tracks spending, this method is fairly easy. At the end of the month move the decimal on your total income to the left one space, that is how much you write the check for. EASY!
Strategy 3: Every Week
Same as month by month, but this time you do it with each paycheck.
Strategy 4: Help I'm in a debt crisis! I can barely afford 1%!
Now would be a great time to reevaluate your budget or spending habits. Remember, what is more important, God or eating out one more night a week?
Tithing is actually very simple, and it puzzles me why people find it so hard. If you just simplify your life, it should become easy to live off a smaller and smaller percentage of income, even now.
I won't go into the biblical reasons for tithing in this post, but I will try to cover some different strategies I've seen used to get people to the 10% mark.
Strategy 1: The BIG CHECK
This method is probably the least Biblical since you are not giving of your firstfruits. Rather, when you do your direct deposit you have 10% go into a separate account that you don't normally look at. At the end of the year you write a check for the account balance, and you've tithed your 10%. This one is the easiest to adjust your lifestyle to though, since you don't see the money ever.
Strategy 2: Month By Month
If you have a budget that tracks spending, this method is fairly easy. At the end of the month move the decimal on your total income to the left one space, that is how much you write the check for. EASY!
Strategy 3: Every Week
Same as month by month, but this time you do it with each paycheck.
Strategy 4: Help I'm in a debt crisis! I can barely afford 1%!
Now would be a great time to reevaluate your budget or spending habits. Remember, what is more important, God or eating out one more night a week?
Tithing is actually very simple, and it puzzles me why people find it so hard. If you just simplify your life, it should become easy to live off a smaller and smaller percentage of income, even now.
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